As we start the New Year, we all have a vision for how we want to improve our lives in this upcoming year. While there are many factors that impact how successful we are at achieving our goals, one is often overlooked. This factor is: you are who you hang out with. Your friends have a bigger impact on you than you may think. Now this doesn’t have to be a bad thing, it just means that you should be aware of how your friends may influence you. Jim Rohn has been credited ... Read More about You Are Who You Hang Out With — 5 Qualities Your Friends Should Have
Frugal Christmas: Gift Ideas and Tips So You Can Enjoy the Holidays With Less Stress
I love giving gifts during Christmas time. There’s definitely some sort of dopamine high I get when someone unwraps my gift and absolutely loves it. Because of this addictive high, it’s easy to go overboard. Do you feel the same way? Spending tons of money to make people happy during the holiday season? This is why we need to have a frugal Christmas plan in place. This way we don’t in debt (or more debt) just from gift giving. Debt is our enemy. This post will help guide you through the ... Read More about Frugal Christmas: Gift Ideas and Tips So You Can Enjoy the Holidays With Less Stress
Want to Learn How to Retire Early? Start with These Books
Before I went down my very long rabbit hole of learning about retiring early, I didn’t know where to start. I had heard about people who were in their 30's and 40's retiring early and all I knew was that I needed to do the same. You are probably in the same boat. The thought of retiring early sounds amazing but also like a pie in the sky idea. You don’t know where to start. Well, you’ve come to the right place. I’ve come up with the best personal finance books for beginners. These are the ... Read More about Want to Learn How to Retire Early? Start with These Books
How to Ask For a Raise From Your Boss Like a Boss
Asking for a raise can be an awful experience. If you aren’t prepared, it’s nerve racking and can feel like begging. But, it doesn’t have to be this way. As someone who entered the job market when it was still struggling from a recession, I knew that I had to learn how to pick up this skill quickly. If not, I would be left with a stagnant wage that would hurt me for the rest of my career. So, I am taking all of my experience and giving you the shortcut on how to ask for a raise from your ... Read More about How to Ask For a Raise From Your Boss Like a Boss
The Best Way to Avoid Drowning in Debt
I’m going to give you some advice I wish I had in my early twenties. It would have saved me a lot of money and headaches. I could have avoided tens of thousands of dollars of debt. The advice? Have an emergency savings. Click Here to Get Your FREE Financial Freedom Made Easy Guide What is an Emergency Savings Account For? This seems like it would be a straightforward question but when push comes to shove, an “emergency” isn’t that specific. I used to have the wrong mindset. My savings ... Read More about The Best Way to Avoid Drowning in Debt